Julie Martin, Broker
Port City Realty - Mobile & Gulf Shores 251-660-0110 / 877-880-8110
Julie Martin, Broker 251-665-4665 Email Julie


Listings By Map


Please use the hand tool to navigate the map by clicking and dragging, the grid on the left to adjust your level of zoom, and the buttons in the top right to toggle between map view, satellite imagery view, and hybrid view.

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Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  




Housing Market That Will Rise The Most This Year!
Mobile was named #1 by 24/7 Wall Street read more...
Port City Realty in BusinessWeek.com
Doing Business on the Gulf Coast, Post-Spill read more...
PORT CITY HONOREE
Her agency, Port City Realty, is a family affair Friday, August 21, 2009 read more...
 

Contact Information


Port City Realty Main Office
5364 Highway 90 West
Suite C
Mobile, AL  36619
251-660-0110 office
251-217-9274 fax
julie@portcityrealty.com

Port City Realty Gulf Office
632 Gulf Shores Pkwy
Suite 204
Gulf Shores, AL  36542
877-880-8110
lee@portcityrealty.com

For Assistance in
Stockton, CA visit
PortCityRealty.net
randy.baez@portcityrealty.net



There are currently no Open Houses.



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